In their hey-day, independently-owned pharmacies filled Covington, offering their customers personalized service, home delivery, charge accounts and a community gathering spot. With the closing of Chip's Health Mart, which was bought out recently by CVS, the independent pharmacist is nearly history in Newton County. Chip McClanahan, who transferred his business to CVS's U.S. Highway 278 location, was the last of the longstanding independent pharmacists in town, a holdout from a different time in business when individual relationships trumped huge customer bases.