Mr. Carter was a member of First Baptist Church of Covington and was a prestigious banker known for his careers at First National Bank, Bank of Covington, Main Street and BB&T and was currently executive vice president of United Bank. Service to others prevailed throughout his life with contributions to the community in his career as well as in civic organizations. He was a faithful member and past president of the Covington Rotary Club and a member of the Covington Elks Lodge. During his leisure time he enjoyed playing golf and was a member of the Monroe Gold and Country Club and Indian Creek Golf Club. Whether playing golf, making a loan to a customer or spending time with his friends and family, he valued the opportunity to build relationships, showing kindness and compassion to his co-workers, customers, family and friends, always with a smile.

Surviving are wife Mrs. Elizabeth (Libby) Carter; mother Mrs. Kathleen Carter Johnson, both of Covington; sons Ronald E. Carter Jr. of Covington, Steven A. and Cristen Carter of Griffin, Gregory W. and Erin Carter of Stone Mountain; brothers Johnny L. and Harriett Carter of Decatur, Donald W. Carter of LaGrange, James R. "Pete" and Gail Carter of Covington; grandchildren Melanie Amerson, Andrew Carter and David Carter, all of Griffin; 13 nieces and nephews; a host of family members and friends.

 Funeral services were held Sept. 2 at First Baptist Church of Covington with the Rev. Jason Dees and the Rev. Jack Wilson officiating. Interment followed at the Carmel Cemetery, Mansfield. In lieu of flowers, contributions may be made to Newton Medical Center Intensive Care Unite, First Baptist Church of Covington Building Fund, Pulmonary Fibrosis Foundation or a favorite charity.