NEW YORK (AP) - Macy's Inc. announced Monday that it will cut 7,000 jobs, almost 4 percent of its work force, reduce its contributions to its employees' retirement funds and slash its dividend to preserve cash amid a severe pullback in consumer spending. The Cincinnati-based department store chain also delivered bleak earnings and sales forecasts for the year. Macy's said the cuts, which include some unfilled jobs and 1,900 positions being eliminated in a restructuring now under way nationwide, will come at corporate offices, stores and other locations.