Insurance premiums have always increased, and in fact are increasing slower. In fact, healthcare costs are growing at a slower rate than any time in the last 50 years. http://www.washingtonpost.com/blogs/wonkblog/wp/2013/01/07/the-2-7-trillion-question-are-health-care-costs-really-dropping/
One more thing.. I submitted to a bio-metric examination and signed up for a nutrition and exercise program. Because I am in good health and I signed up for those programs my premiums actually went down $100 a month. In turn, during open enrollment, I switched from HSA (health savings plan) to PPO (preferred provider) and still saved money. There is incentive for being healthy.