View Mobile Site
 
Posted: March 30, 2014 9:13 a.m.

Ways to help prevent electronic theft

With multiple ways to access your information, authorities suggest multiple ways to keep your information safe. Here are a few suggested by the NCSO:
• Don’t give your account number to anyone on the phone unless you’ve made the call to a company you know to be reputable. If you’ve never done business with them before, do an online search first for reviews or complaint.

• During a transaction, try and keep your eye on your card. Make sure you get it back before you walk away.

• Never sign a blank receipt. Draw a line through any blank spaces above the total.

• Save your receipts to compare with your statement.

• Open your bills promptly or check them online often and reconcile them with the purchases you've made.

• Report any questionable charges to the card issuer.

• Notify your card issuer if your address changes.

• Don't write your account number on the outside of an envelop.

• Update your contact information with your financial institution. Your bank can't ask you about a suspicious charge unless it has your current phone number.

• Copy the customer service phone number from the back of each of your debit or credit cards and keep this list in a separate location from your purse or wallet in case a thief steals the latter.

• Sign up for banking alerts if offered by your financial institution. These will inform you when particular changes occur, such as irregular card activity.

• Watch out for ATMs that appear to have been altered. If anything on the front of the machine looks crooked, loose or damaged, it could be a sign that someone attached a skimming device.

• Avoid using the ATM if suspicious individuals are standing nearby. Criminals may try to distract you as you use the machine to steal your cash, or watch as you type your PIN.

• Be aware that if your card gets stuck in the machine and someone approaches to help, it may be a scam.

• A criminal may be trying to watch as you enter your PIN code.

• If your card gets stuck in the machine, call your financial institution promptly to report the incident.

• As you key in your PIN, cover the keypad with your other hand to block anyone, or a camera, from viewing the numbers you type.

• Notify the three credit bureaus if you believe you r personal information has been compromised and put a credit alert on each of them. This way you will be notified if anyone attempts to utilize your credit information to obtain a new account.

Commenting is not available.

Commenting not available.

Please wait ...